To make online payments, users choose MobilePay at the checkout and approve the payment on their mobile phone. Users can store card details within the MobilePay app, which can be used for payments at online and offline merchants. It allows users to make fund transfers between friends, family members, and businesses using their mobile phone number. Launched as a money transfer app by Danske Bank in 2013, it later extended its offering to include online, in-app, and in-store payments. MobilePay is a popular mobile payment solution in Denmark.